Privacy Policy
Rev. June 06, 2019
FACTS
WHAT DOES ARROW CREDIT DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and income
  • Account balances and payment history
  • Transaction or loss history and employment information
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Arrow Credit chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Does Arrow Credit share?

YES

Can you limit this sharing?

NO

For our marketing purposes - to offer our products and services to you

Does Arrow Credit share?

YES

Can you limit this sharing?

NO

For joint marketing with other financial companies

Does Arrow Credit share?

NO

Can you limit this sharing?

WE DO NOT SHARE

For our affiliates everyday business purposes - information about your creditworthiness

Does Arrow Credit share?

NO

Can you limit this sharing?

WE DO NOT SHARE

For our affiliates' everyday business purposes - information about your creditworthiness

Does Arrow Credit share?

NO

Can you limit this sharing?

WE DO NOT SHARE

For non-affiliates to market to you

Does Arrow Credit share?

NO

Can you limit this sharing?

WE DO NOT SHARE

To limit our sharing
Please note:
If you are a new customer, we can begin sharing your information as soon as the same day that you apply for an installment loan. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Questions?

Who we are
Who is providing this notice?
Arrow Credit
What we do
How does Arrow Credit protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain physical, electronic and procedural safeguards (i.e., computer virus protection software, firewalls, 128 bit Secure Socket Layer). Only authorized employees have access.
How does Arrow Credit collect my personal information?
We collect your personal information, for example, when you
  • Apply for an installment loan
  • Give us your income information
  • Provide employment information
  • Provide account information
  • Give us your contact information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?
Federal law gives you the right to limit only
  • Sharing for affiliates' everyday business purposes-information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you.
Definitions
Affiliates
Financial and nonfinancial companies related by common ownership or control.
  • Arrow Credit has no affiliates.
Non-affiliates
Financial and nonfinancial companies not related by common ownership or control.
Joint Marketing
A formal agreement between non-affiliated financial companies that together market financial products or services to you.
Other Important Information

As part of our credit underwriting and information collection process, we will consider bank account information provided by you and we may detect additional bank accounts under your ownership. We also may collect and consider information about you from non-credit reporting agency data providers, including, for example, information about your location and the location of your mobile devices and publicly available information about you.

Updating your information: If you need to update the personal information you have given us, call 1-866-731-7530 to speak to an account representative.

"Do not track": When someone visits the Arrow Credit website, a cookie is placed on the visitor's computer (if the visitor accepts cookies). The cookie we place on your computer does not contain any of your personally identifiable information. Arrow Credit advertises its products and services on websites that you may visit, and Arrow Credit uses service providers to place such advertisements. Those service providers (such as Google, Microsoft or Yahoo) may use cookies placed on your computer to show you advertisements for Arrow Credit services on other websites. You can opt-out from service providers' and/or marketers' use of cookies in this manner by visiting each service provider's advertising opt-out page or by utilizing "do not track" functionality in your web browser. If you choose to not have your browser accept cookies from the Arrow Credit website, you will not be able to subscribe to the service offerings on the Arrow Credit website.

Changes to this privacy policy: If we make material changes to this privacy policy, we will notify you via email and post the updated privacy policy on the Arrow Credit website. Please take note of the "Effective Date" at the top of this privacy policy.

FACTS
WHAT DOES ARROW CREDIT DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and income
  • Account balances and payment history
  • Credit history and credit scores
How?
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Arrow Credit chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
Does Arrow Credit share?
Can you limit this sharing?
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
YES
NO
For our marketing purposes - to offer our products and services to you
YES
NO
For joint marketing with other financial companies
NO
WE DO NOT SHARE
For our affiliates' everyday business purposes - information about your transactions and experiences
NO
WE DO NOT SHARE
For our affiliates everyday business purposes - information about your creditworthiness
NO
WE DO NOT SHARE
For our affiliates to market to you
NO
WE DO NOT SHARE
For non-affiliates to market to you
NO
WE DO NOT SHARE
Questions?
Who we are
Who is providing this notice?
Arrow Credit
What we do
How does Arrow Credit protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We also maintain physical, electronic and procedural safeguards (i.e., computer virus protection software, firewalls, 128 bit Secure Socket Layer). Only authorized employees have access.
How does Arrow Credit collect my personal information?
We collect your personal information, for example, when you
  • Apply for an installment loan
  • Give us your income information
  • Provide employment information
  • Provide account information
  • Give us your contact information
We also collect your personal information from other companies.
Why can't I limit all sharing?
Federal law gives you the right to limit only
  • Sharing for affiliates' everyday business purposes-information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you.
State laws and individual companies may give you additional rights to limit sharing
Definitions
Affiliates
Financial and nonfinancial companies related by common ownership or control.
  • Arrow Credit does not share with our affiliates.
Non-affiliates
Financial and nonfinancial companies not related by common ownership or control.
  • Arrow Credit does not share with non-affiliates so they can market to you.
Joint Marketing
A formal agreement between non-affiliated financial companies that together market financial products or services to you.
  • Arrow Credit does not jointly market.